I live on a budget. I know how much cash I have coming in and how much has to go out. We limit credit card charges and try to pay off whatever we charge, although sometimes that's hard. Regardless, we have paid off the majority of our debt over the last 4 years and we are primarily a cash-and-carry family, now.
Watching our politicians bicker over the debt crisis, while the numbers go up and up and the American people wring their hands in helpless fury, makes me so angry I want to scream. Some people would say that might help - but, really, it will just scare the dogs.